{"id":118,"date":"2025-05-30T04:00:00","date_gmt":"2025-05-30T10:00:00","guid":{"rendered":"https:\/\/www.mutualinsurancepartners.com\/blog\/?p=118"},"modified":"2025-05-25T13:47:10","modified_gmt":"2025-05-25T19:47:10","slug":"what-happens-if-your-cars-totaled","status":"publish","type":"post","link":"https:\/\/www.mutualinsurancepartners.com\/blog\/what-happens-if-your-cars-totaled\/","title":{"rendered":"What Happens If Your Car’s Totaled?"},"content":{"rendered":"

Car accidents can be a traumatic experience. In addition to dealing with injuries, you may have to deal with a severely damaged car. Many car insurance policies in Follansbee WV can help you in this situation, but it may depend on your coverage. <\/span><\/span><\/span><\/p>\n

Minimum Liability<\/span><\/span><\/span><\/h2>\n

Minimum liability insurance will often help pay for the other person’s bodily injuries and property damage. It won’t pay for your vehicle. If you have minimum liability, you may have to tow a wrecked car home and incur massive financial losses, especially if the accident was your fault. People with underinsured motorist coverage may be reimbursed for the loss of their car. <\/span><\/span><\/span><\/p>\n

Insurance Settlement<\/span><\/span><\/span><\/h2>\n

In many other cases, you can receive a settlement check for your totaled vehicle. The insurance company will have someone inspect the vehicle to assess damages. The person inspecting the vehicle will consider the car’s actual cash value and how much repairs will cost. Then, they will determine if the car is totaled. <\/span><\/span><\/span><\/p>\n

In this situation, insurance companies like Mutual Insurance Partners will typically offer you a settlement amount based on the actual cash value of the car. They’ll consider things that impact its worth, such as the vehicle’s age and mileage. <\/span><\/span><\/span><\/p>\n

The insurance company will take possession of the car if you agree to the settlement offer. You will receive a check for the cost of the vehicle. However, if you have the car financed through someone, the lender will receive the check instead of you. <\/span><\/span><\/span><\/p>\n

There are several variables to consider regarding how this scene plays out. Many insurance policies offer additional coverage that will cover the cost of a rental car, ensuring you have transportation while waiting on your settlement check. Contact professional agents at Mutual Insurance Partners to learn more about the different types of coverage available today. We’re currently serving the Follansbee WV area. <\/span><\/span><\/span><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Car accidents can be a traumatic experience. In addition to dealing with injuries, you may have to deal with a severely damaged car. Many car insurance policies in Follansbee WV can help you in this situation, but it may depend on your coverage.  Minimum Liability Minimum liability insurance will often help pay for the other […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[11,14,5,7],"class_list":["post-118","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto-insurance","tag-car-totaled","tag-follansbee-wv","tag-mutual-insurance-partners"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t