{"id":60,"date":"2022-11-30T04:00:00","date_gmt":"2022-11-30T10:00:00","guid":{"rendered":"https:\/\/www.mutualinsurancepartners.com\/blog\/?p=60"},"modified":"2022-11-30T09:58:33","modified_gmt":"2022-11-30T15:58:33","slug":"auto-insurance-dont-drive-without-it","status":"publish","type":"post","link":"https:\/\/www.mutualinsurancepartners.com\/blog\/auto-insurance-dont-drive-without-it\/","title":{"rendered":"Auto Insurance &#8211; Don&#8217;t Drive Without It"},"content":{"rendered":"<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Did you know that auto insurance is required in 48 out of 50 states? Are you adequately protected? Make sure. Let our team of experts at&nbsp;Mutual Insurance Partners, serving the greater Follansbee, WV area, help you with your auto insurance needs.<\/span><\/span><\/span><\/p>\n<h2><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Auto Insurance: Why You Need It<\/span><\/span><\/span><\/h2>\n<p>The main reason auto<span style=\"background-color:#fafafa; color:#212529; font-size:13px\"> insurance is necessary is due to liability, or responsibility for any damage you are responsible for. You may carry collision and comprehensive coverage for your vehicle, but what about any damage you are at fault for to someone else&rsquo;s vehicle? Liability coverage, or bodily injury and property damage are required by most states.<\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">The limits for liability coverage are state-specific. They provide financial relief for those people who are injured or suffer damages you are liable for. You need to carry enough insurance to cover the expenses of those damages.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Some states require more insurance coverage than others, such as no-fault states. These states require that every driver file a bodily injury claim with their insurance company after an accident, which in turn raises premium costs. No-fault states require you to also carry PIP or personal injury protection coverage as well. PIP covers the cost of medical bills incurred by you and your passengers in the event of a collision. The level of PIP coverage also varies from state to state.<\/span><\/span><\/span><\/p>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Make sure if your vehicle is driven on public roads, that you have your state&rsquo;s minimum liability coverage. Don&rsquo;t risk driving without it. Regardless of the age of your vehicle, liability coverage is a must for every licensed driver. It could be very costly for you to get into an accident without this coverage. Don&rsquo;t risk it &ndash; it is not worth it.<\/span><\/span><\/span><\/p>\n<h3><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Give Us A Call<\/span><\/span><\/span><\/h3>\n<p><span style=\"color:#333333\"><span style=\"background-color:#fafafa\"><span style=\"color:#212529\">Contact Mutual Insurance Partners in&nbsp;Follansbee, WV today for a no-obligation quote. You will be glad you did.<\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know that auto insurance is required in 48 out of 50 states? Are you adequately protected? Make sure. Let our team of experts at&nbsp;Mutual Insurance Partners, serving the greater Follansbee, WV area, help you with your auto insurance needs. Auto Insurance: Why You Need It The main reason auto insurance is necessary is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[5,7],"class_list":["post-60","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-follansbee-wv","tag-mutual-insurance-partners"],"_links":{"self":[{"href":"https:\/\/www.mutualinsurancepartners.com\/blog\/wp-json\/wp\/v2\/posts\/60","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mutualinsurancepartners.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mutualinsurancepartners.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mutualinsurancepartners.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mutualinsurancepartners.com\/blog\/wp-json\/wp\/v2\/comments?post=60"}],"version-history":[{"count":1,"href":"https:\/\/www.mutualinsurancepartners.com\/blog\/wp-json\/wp\/v2\/posts\/60\/revisions"}],"predecessor-version":[{"id":61,"href":"https:\/\/www.mutualinsurancepartners.com\/blog\/wp-json\/wp\/v2\/posts\/60\/revisions\/61"}],"wp:attachment":[{"href":"https:\/\/www.mutualinsurancepartners.com\/blog\/wp-json\/wp\/v2\/media?parent=60"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mutualinsurancepartners.com\/blog\/wp-json\/wp\/v2\/categories?post=60"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mutualinsurancepartners.com\/blog\/wp-json\/wp\/v2\/tags?post=60"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}