Most homeowners know if their property is covered by home insurance. The real question is if it is covered sufficiently. If you own a home in the Follansbee, WV area, Mutual Insurance Partners can help.
Why You May Have Doubts About Your Home Insurance Coverage
It is not uncommon for property owners to have doubts or to be unsure about their coverage. Many homeowners, for example, have had their properties for years and haven’t looked at their home insurance policy for any given length of time. Inflation can play a role, as can rising or decreasing property values.
You may have made an addition or other improvements to the home. You may even have put in a pool or added a family dog. All of these may serve to make your homeowners’ insurance a bit outdated.
Another factor that can lead to homeowner’s insurance amnesia is paying premiums through escrow. This combines insurance payments with taxes and mortgage payments and is convenient but may distance you from knowing your precise coverage.
The Best Way to Validate Your Coverage
The best way to know if your house is properly insured is to have an insurance review. Mutual Insurance Partners can help. No matter where you purchased your home insurance, we can review your policy and detail your coverage. You can verify your coverage and your limits. You may discover where your policy may need updates and where adjustments may need to be made.
We Are Here To Help
How much is your home insured for? Are you covered from storms? How about flooding or natural disasters? If you are unsure, reach out to Mutual Insurance Partners for confirmation. We are proud to serve the Follansbee, WV area. Get your review and free quote today.
