If you are a West Virginia driver, you are required to purchase auto insurance. Many drivers appreciate the assistance of an experienced insurance agent when selecting an auto insurance policy. If you are in the Follansbee, WV area, our team at Mutual Insurance Partners can help you find an insurance policy that fits your budget. We have been working with West Virginia drivers like you since 1960.
Do You Need Uninsured/Underinsured Motorist Coverage?
When you are in an auto accident, your repair costs are typically paid by the other driver’s auto insurance. Although auto insurance is mandated in every state, some drivers may still be uninsured. In some cases, the other driver in an auto accident may be insured, but their insurance payout may not be enough to fully cover the damage to your car. According to Insurance.com, drivers with uninsured/underinsured motorist coverage can have their cars repaired, even if the other driver has no insurance.
The same source reports that this coverage also applies if you are involved in an accident and the other driver leaves the scene. You may wonder if you need to add this coverage if you already have collision or comprehensive insurance. According to Insurance.com, while collision and comprehensive coverage may pay for damage to your car, only uninsured/underinsured motorist coverage will pay for bodily injuries if your car is hit by an uninsured driver.
Call Us for Your Appointment Today
If you own a car, you need auto insurance. Our team at Mutual Insurance Partners can help you get the coverage you need. Drivers in the Follansbee, WV area have been trusting us with their insurance needs for over 65 years. Call us today to schedule an appointment and let us help you find the right auto insurance options.
