Homeowners insurance has many benefits for homeowners. It covers many things that would be difficult for homeowners to pay for out of pocket. Homeowners insurance even provides liability coverage. Our Follansbee, WV team at Mutual Insurance Partners is committed to helping homeowners understand and explore the benefits of homeowners insurance.
What is Homeowners Insurance?
Homeowners insurance provides financial coverage for the repair or replacement of your home, personal belongings, as well as any structure on your property. Homeowners insurance also provides liability/legal protection if you’re found responsible for harm or damage to someone else or someone else’s property. In short, homeowners insurance provides financial protection for damage and unexpected situations that occur involving your home.
Your insurance covers every structure on your property, your personal belongings, and damage to your property or home caused by approved natural disasters. Your policy clearly outlines what’s covered and what’s not. If your home is damaged and you must move out for the repairs, your insurance will cover your hotel stay and living expenses.
Will homeowners’ insurance cover my she-shed?
Yes/ Your shep-shed is a structure on your property. As a result, homeowners insurance will cover any damage to your she-shed, fire, burglary, vandalism, or damage related to natural disasters, in addition to the personal belongings inside of your shed. Your homeowner’s insurance also covers personal liability including medical payments for others, loss of use, and more.
However, your homeowner’s policy outlines which natural disasters or perils would be covered by a homeowner’s policy and coverage limits.
Contact Us Today
If you have questions about homeowners insurance and what’s covered, call us at Mutual Insurance Partners in Follansbee, WV. We can help you explore your policy and answer your questions.
